Over the last few years I've written several articles about clients and friends with pre-existing conditions and their limited health insurance coverage options. In Texas, clients with significant health issues have only two options. First, if they own a small business and have at least one other employee, they could obtain a small company insurance plan or "group" plan. Many clients have gone this route, and we'll talk more about strategies for them next week when we post an article about evaluating cheaper options in the new year.