Call volumes are increasing as we get to the last few days of the 2015 Open Enrollment season. I wanted to provide a few answers to questions we are receiving and wanted to put them in one post. Can you believe that January is already in the rear view mirror? We've had several great calls this week and all of them have common themes. I spoke quite a bit about taxation and the impact changes of income will have on subsidies in last week's post. If you have questions about these items, please refer to Taxing Questions for 2015. Let's dive in!