April 30th will mark the end of the last Special Election Period that allowed citizens to extend the time to purchase health insurance in 2015.  This specific election period was approved by CMS and made available to people that never bought health insurance in 2014 and discovered that they would owe a penalty for the 2014 tax year.

I Just Bought A Plan I Could Afford!

I have had several conversations in the last few weeks with clients of other agents or purchasers of health insurance plans that dealt directly with the carrier that needed help.  In each instance the person lamented that they purchased a health plan based on the price and they didn't take much time to consider other important items in the plan like physician networks, deductibles, or co-pays.