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The Countdown Begins! An Affordable Care Act Summary

It's Almost Here!

As of now (January 2013), several aspects of the ACA (Affordable Care Act or Patient Protection Act or "Obamacare") have been implemented. First, children under the age of 19 with any pre-existing condition can now be insured and an insurance company cannot decline them. Second, all plans now must now cover 100% of a policy holder's preventative care expenses without co-pay or deductible. Finally, insurance companies have also been forced to adhere to the 80% MLR rule where they must pay at least 80% of all premiums received to patient medical claims.

4 Reasons You'll Pay 50% More For Health Insurance Next Year

I hate to tell you the bad news, but it is best to get a dose of reality earlier than it is to have a shock when bad things hit. Despite the fact that our leaders told us that we could expect lower healthcare rates, you'll be paying more for health insurance next year. Politicians have a funny way of doing things and often the name of their legislation is an indication of the coming irony. While the sweeping healthcare law that passed in 2009 became dubbed, "Obamacare", the formal name for the legislation is the Patient Protection and Affordable Care Act.

Not Loving Technology...

Catastrophic Failure

Thanks for your patience as we work on the blog. Unfortunately I am not as technologically gifted as I might think I am! In the last two weeks I attempted a Wordpress upgrade that killed the blog and essentially made it unfix-able and we needed to uninstall the entire blog.

Getting Close To A Decision!

5-4-3-2-1.....

At this time don't know the exact date the Supreme Court will rule on the Patient Protection Act (Obamacare). We do know however that it will be sometime in June and that is will surely create earthquake-like tremors throughout the medical and insurance industries.

Federal Judge Rules Individual Mandate Unconstitutional

Well, here we have the first of many court decisions that will be argued about for the next several years. Today a Virginia Court ruled that the individual mandate of the Health Reform Act is unconstitutional. Judge Henry Hudson found that the law exceeded Congress' ability to use the Interstate Commerce Clause.

http://www.bloomberg.com/news/2010-12-13/u-s-health-care-law-requirement...

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