The "Obamacare" experience has been less than advertised so far for many US citizens looking for health insurance. The White House and the Department of Health and Human Services have been quiet about the actual rates of enrollment over the last two weeks, but clearly the real figures can't be good, or else we would have been told the great news.
Day two of the Affordable Care Act's Open Enrollment period and we've continued to see issues with folks attempting to get traction in the form of finding an affordable plan and actually signing up.
While the biggest compliant we've heard from callers is that they simply can't get in, we have much bigger reservations as we dive into specific details in the plan offerings and also find issues with each insurer.
The long-awaited coming of the ACA enrollment period is finally here! Now that we've gotten to this moment, all the angst, all of the planning, and all of the worry may simply melt away..... or all come back to haunt us.
We've seen some interesting theatrics of late in the political world and I quickly wanted to write a post in order to clear up some confusion. We are getting emails and comments concerned about the threatened government shutdown and what that might do to the implementation of the Affordable Care Act or more affectionately known as "Obamacare".
Over the last few years I've written several articles about clients and friends with pre-existing conditions and their limited health insurance coverage options. In Texas, clients with significant health issues have only two options. First, if they own a small business and have at least one other employee, they could obtain a small company insurance plan or "group" plan. Many clients have gone this route, and we'll talk more about strategies for them next week when we post an article about evaluating cheaper options in the new year.
I Want To Sign Up!
Whoa! Like everything that involves the government, it might not be that simple to sign up for coverage. You'll need to have some basic information to be able to navigate the sign up process. Luckily, we are here to help provide information and if you need us to help you find a great plan, just give us a call at 713-422-2935 or contact us at [email protected].
It's almost here! The massive health care insurance changes we've discussed for so long are right on the doorstep and will be here before we know it. While some facets of the Patient Protection Act have been implemented, the real deal will come into existence January 1st of 2014, IF federal administrators can pull it off.
We've had a lot of news hit the tape in the last week and I wanted to provide some clarity in what is quickly becoming a confusing mess of spin and half-truths. I'll start by saying that I'm clearly biased, but my sincere hope is that we get the truth rather than some version of what I want or what I think. As you know, I feel strongly that the PPA (Patient Protection Act) will increase medial costs and absolutely insurance costs for most of us, but let's not rely on my experience and opinion, let's look at three stories that were posted this week and attempt to discern what is correct.
We've recently received many calls asking us about the health insurance landscape and clients wanted our perspective about how things are shaking out. After many phone calls, we thought it might be best simply to write them down as a resource for everyone.